I’m Investing in Europe!

The Importance of a Stable Currency for the Economy

In today’s economic discussion, the stability of the currency is of paramount importance. Especially in the post-war period in the Federal Republic of Germany, it became clear how crucial an independent central bank is for the economic recovery of a country. These institutions focused on **price stability** and were not swayed by short-term political goals. This model significantly contributed to the stability and prosperity that Germany experienced in the decades following the war.
Today, in the era of the euro, many are questioning whether this type of strict currency stability is still ensured. Although the introduction of the euro was associated with hopes for economic prosperity, there are growing doubts about whether these expectations have been met.

Investing in Europe: Who Bears the Risk?

A central topic in the current debate is the question of how **investments in Europe** should be financed. Mario Draghi, the former president of the European Central Bank, advocates for massive investments to strengthen the European economy. He relies on Eurobonds, which are joint debt securities of the European Union. These Eurobonds were originally excluded during the creation of the euro, for good reason, as they carry the risk that countries may have to bear the debts of others.
This raises the question: Who bears the risk of these investments? In an ideal world, an investor should use their own money and bear the risk themselves. However, if the community, i.e., taxpayers, must take on this risk, it could lead to financial problems in the long term. There is a danger that inefficient projects may be funded, which do not yield returns and therefore do not bring sustainable benefits.

The Role of Bureaucracy and Its Consequences

Another problem that comes with financing through joint funds is the risk of excessive bureaucracy. **Bureaucracy** tends to grow and consume more and more resources without producing productive outcomes. This can lead to a rigid and inefficient economy in the long run, much like an overgrown tree collapsing under its own weight.
Lessons from history, particularly from the time of East Germany, show how dangerous it can be when the state plays too large a role in the economy and bureaucracy continues to expand. In such cases, economic and social decline can occur, which is difficult to reverse.

Therefore, it is crucial that investments are carefully planned and executed to ensure they bring long-term benefits and do not become an additional burden on the economy.

 
 
 Börsen-Zeitung: https://www.boersen-zeitung.de/konjunktur-politik/draghi-facht-debatte-um-euro-bonds-neu-an
Link to the YouTube video with English subtitles